40 Year DSCR Loans
by: Kelly AtchisonPublished on: 09/09/2026Rates went up and DSCR ratios got squeezed. Same house, same rent, same rate: $124 a month of amortization was the difference between a declined 0.96 DSCR and a funded deal. Here's how the 40 year DSCR program works and what kills these deals.
DSCR LOANSMortgageCreative Financing
The 8-Unit Every Other Lender Walked Away From
by: Kelly AtchisonPublished on: 29/06/2026Zero experience, a foreclosure clock, and an 8-unit deal everyone else passed on. Here's exactly how we structured it and got it closed.
Fix & FlipCreative Financing
No Money Down" Isn't a Lie. But It's Not the Magic Trick the Gurus Sell You.
by: Kelly AtchisonPublished on: 22/06/2026No money down" doesn't mean no money, it means none of yours. Three real ways investors fund deals with credit, seller financing, and refinances, plus what actually kills them.
DSCR LOANSFix & FlipCreative Financing
Blanket Loans vs Single DSCRs
by: Kelly AtchisonPublished on: 07/04/2026I structure both blanket and single DSCR loans for investors. Here is how the two actually compare on LTV, fees, and flexibility for scaling a portfolio.
DSCR LOANSMortgage
Important Pages
Terms of Service
Privacy Policy
Accessibility Assistance
